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May
09
Posted by Holly

My new credit card, not so good

I was excited I got a new credit card and I was going to be responsible with it so that I could start to build my credit back up. I got it and now I can’t use it. Yep I finally got approved and I screwed it up because I forgot with credit cards they want you to call from the number you used to sign up with it. I wasn’t thinking and put my online voice mail number down as I don’t like to give out my moms phone number.

Since I can’t call from that number I can’t activate the card and can’t reapply for 6 months. I’m hoping by then I will have paid off most of my credit issues and be able to get a card that doesn’t charge the really high fees. I’ll live it’s not like I need the card. I have decided though that when I do get another credit card I’m going to do some research, There is a great site where you can get a credit card rating for different credit cards. You can also find different types of credit cards for your needs, like gas reward cards or cards that give you points. I’m thinking the gas or the money back ones would be good for me. I don’t really need the points ones as I would use the card with some of the online things I do anyway. I may also check into a business one that I can use for my blogs and forum. That way it’s all separate and I don’t have to worry about it come tax time. I think that will work out well.

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