What is your Bill IQ
I was bored so I decided to see what my Bill IQ was. Lets just say I expected worse then I actually got. My IQ is 64%. For me though a few of the questions just did not apply. One I work from home and just started recently making enough to cover bills. Two I have a few monthly payments I make but because I was not working most of my bills are debt that is in collections. I have thought about getting Debt help but I have been told that I really don’t have much and they won’t help me because of that. They are right, if you take out my student loans my debt is only about $5000.
I think though that is is a very good idea to figure out what you really know about your financial status. Most of my family uses the excuse of I can’t do anything because my credit sucks, but they don’t know their credit score and never check it. I at least know that much, but I started out trying to make sure my credit was good. Unfortunately things happen you have no control over like losing a job or a home. For me it was the lose of a job, twice in two years. You just never know whats going to happen.
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