Recently I applied for health insurance. I thought I was being taken off of my parents since I was going to be 25, but we found out 2 days ago I was not a very good thing as it’s saves me 100 a month.

I was lucky when I applied for health insurance I was covered when I was diagnosed with diabetes by the same company I applied to. So I was approved quickly and without any problems. On the other hand a friend of mine who has been diabetic since they were seven has always had problems getting insurance. Many don’t want to cover a diabetic. It’s considered a preexisting condition. There have been many times he has had to wait for insurance to kick in. He just finished school recently and got a new job. He has to wait 6 months before the insurance with this job will kick in. So he is working at both the new job and his old job just to keep the insurance. Yep you heard me, he was covered and still couldn’t get the insurance. Nice right.

I got lucky with my insurance they sent me information because they knew I would be taken off eventually. If it wasn’t for that I would have been stuck looking for insurance. I would probably have gotten onto a website like Insurance Desk that allows you to look up information on health insurance from different providers. I used a site similar to this a few years ago when I was not a student and didn’t have insurance through my job. I didn’t like it very much, but this site works a lot better. There is much more information and I would encourage you to check it out. The forms are simple to fill out and the website itself is easy to use.

I wish that everyone could have insurance. I still have a huge hospital bill I have to pay from when I was diagnosed. If I didn’t have insurance I would have had to file for bankruptcy because there was no way I could pay the $10,000 bill. I can barley afford to pay my deductible from it.

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